We spend less than we make. We do not apply for and pay with credit cards (learned this lesson the hard way, but I did learn it). I drive a 14 year old car (no car payment). My wife's car will be paid off in another year. Our mortgage payment is less than some peoples' apartment rent. Small house equals small mortgage people, and I don't care who doesn't like our "private refuge" from everyday life. It is our slice of the planet, and for our purposes it suits my family's needs. Clothes, yeah I have been known to nurse a pair of pants or shoes well past prime during the last two years, hell so has my wife. Shirts are supplied by companies I do business with, so that's covered. Food? I willingly ate can tuna for a year or more as you can't beat a meal for $1. What does all this add up to? Simple really. I am not looking for recognition, praise, or nomination for Dad of the year. Hell, you want to be impressed, ask me about the sacrifices my wife has made. Mom of the century material...
All this was examples of a point- if children are our future, adults need to prove that by living in some other fashion that does not jeopardize their children's future. Children do learn from adults, and piss poor spending habits will come back to haunt you and your offspring. Debt is not a neccessary part of life (those being food, water, shelter and air). Credit Card companies are finding more and more ways to sell their "product" to a younger and younger demographic. College and University logo'd Visa and Mastercard? Aren't you supposed to be studying, and not running up your dept while getting educated? Chase Manhattan offers a Disney themepark credit card (who is the eventual target there?). Debt consolidation and negotiation agencies are popping up like the black plague every time you turn around, all because people feel they need to live life to it's fullest today, and totally screw over tomorrow. Not me and mine, I am tired of that.
How do I know if our way is the right way? Well, let's tally it all up:
- My son walked by the time he was 10 months old. started running actually
- My son talks better than most 4 year olds, including knowing when to say "yes sir/ma'am", "no sir/ma'am", "thank you", and "bless you" if you happen to sneeze
- My son (he's two by the way) is potty training, and it's his own decision
- My son can eat with a fork and spoon and not destroy a kitchen
- My son can dress himself
Did I do all this? Dude, read my post, I work 60 hours a week. My wife did most of this. How you might ask?
Because we live within our means. This allows for my wife and I to focus on what is truly important- our son. He is the center of our existence, and he is worth everything we have done. My wife and I don't view sacrifice for our son to really be a sacrifice. If you have children, neither should you, and shame on you if you do.


